MANAGEMENT AND ACCOUNTING REVIEW

 


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Volume 23 No. 1, April 2024

 

ARTICLE INFO
Article History:
Received: 31 December 2023
Accepted: 02 February 2024
Available online: 01 April 2024

MANAGEMENT AND ACCOUNTING REVIEW, VOLUME 23 NO. 1, APRIL 2024
https://doi.org/10.24191/MAR.V23i01-13


Navigating Obstacles Encountered by Fintech Startups: An in-Depth Systematic Literature Review


Nurul’ain Mohd1♣, Mastura Razali and Siti Khadijah Ab Manan

Academy of Contemporary Islamic Studies (ACIS), Universiti Teknologi MARA (UiTM) Shah Alam
40450, Selangor, Malaysia



ABSTRACT

The primary objective of this systematic literature review (SLR) was to summarize and synthesize current research on the challenges faced by fintech startups, a field that has recently gained prominence in the financial and economic worlds. To highlight current challenges, direct future research directions, and increase theoretical understanding, this SLR aims to track the development and topics of study, propose a specific categorization, and identify significant problems. The current research employed the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) framework to conduct the review. Two primary journal databases, Scopus and Web of Science, were utilized. Consequently, the search efforts yielded 36 articles that would be systematically analyzed. Notably, the review identified nine themes based on thematic analysis: Regulation, Risk, Financial constraint, Innovative growth, Data security, Competition, Technology control, Human capital, and Customer management. Overall, further examination of the nine themes led to the identification of eleven subthemes. In the discussion of this research, several recommendations for future researchers are provided.


Keywords: Financial Technology; Fintech; Fintech Startups; Fintech Startups Challenges; SLR
Corresponding Author: Nurul’ain Mohd; Academy of Contemporary Islamic Studies (ACIS), Universiti Teknologi MARA (UiTM) Shah Alam 40450, Selangor, Malaysia; +6013 246 7418; This email address is being protected from spambots. You need JavaScript enabled to view it.

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